This is the golden age of entrepreneurship. From a college dropout with a brilliant business idea, to an excellent home baker starting an online bakery, entrepreneurs in the new millennium are changing the tides of traditional businesses. But with 50% of start-ups shutting their doors even before they hit the 5 year mark, the one […]
Read moreWould you rather talk about your sex life than your salary? Would you rather stuff yourself with five Thanksgiving meals, while discussing politics with your most vocal and opinionated family members, than discuss how you, or they, are doing financially? Would you… ok, I’ll stop this terrifying exercise! The holiday season is upon us, which […]
Read moreThe discussion around marijuana has undergone great social, legal, and economic changes in the last few years: From Reefer Madness to hot new investing fad. Think marijuana is missing from your portfolio? Read this first… Marijuana is illegal on the federal level4 The marijuana industry is governed by a patchwork of state laws and remains […]
Read moreAnyone can call themselves a financial advisor, wealth counselor, financial coach, etc… ? They can LEGALLY work in a capacity that’s NOT IN YOUR BEST INTEREST! Sad but true. Currently most people who offer financial advice are held to a much lower standard, called the suitability standard. The suitability standard means that whatever recommendations your […]
Read morePreparing for the future is as much about identifying market trends and understanding your customer base as it is about knowing where you’ve been. Healthy growth requires experience and a fundamental understanding of the nuances of your business. It’s your baby, after all, and is a reflection of your drive, passion and planning. You hope […]
Read moreFind Out If Your Current Financial Pro Has YOUR BEST INTEREST! The benefits of working with a fiduciary advisor are easy to see. These advisors are legally obligated to put their clients’ financial interests above their own, and they have to disclose how they’re compensated and avoid potential conflicts of interest that could affect the […]
Read more“If I could get you into this car for just $400 a month, would you buy today?” ← The cheesy used car sales guy. (Of course, you don’t know that he’s got incentives, back-end payments, and financing charges hidden in that price, or that the car he’s trying to sell you has a salvage title.) […]
Read moreWhat parents need to know to save on sending their child to college PROBLEM: Families often overpay for college, take on too much debt, and hurt their savings and retirement plans because they tumbled unprepared into the late-stage college funding pressure cooker. SOLUTION: Develop your College Funding Strategy now!
Read moreWhen you buy life insurance, there are essentially two types: term and permanent. Term life insurance is very simple. You pay a (typically) small premium for financial protection that lasts a specific amount of time, typically 10-30 years. It is pure insurance. The only potential benefit is the payout upon death. And in my opinion, […]
Read moreShore Financial Planning is a fee-only financial advisor based in Monmouth Beach, New Jersey. As a fee-only/commission-free/flat-fee financial planner, I do not sell products or collect commissions. I am a fiduciary financial planner that specializes in tax-focused planning as a CERTIFIED PUBLIC ACCOUNTANT (CPA), and CERTIFIED FINANCIAL PLANNER™ CFP® professional. I serve clients in New Jersey and remotely throughout the U.S.A.