If you have made the decision to pursue Public Service Loan Forgiveness (PSLF), one of the first things you need to do is consolidate your student loans. You need to do this as soon as possible. The day after you graduate would be a good time. “Consolidate Your Federal Student Loans as Soon as Possible […]
Read moreAs global markets continue their roller coaster ride due to fears surrounding the coronavirus, our most recent bull market officially turned into a bear market. But what does that mean? And are we on the verge of another recession like the one we had in 2008? In light of all these concerns, today I will […]
Read moreForecasters, Market Timers, and Other Behaviors Are A Threat To Your Long Term Goals Investment plans must be inspired by your goals for the future, and constructed with principled investment strategies and evidence for what works in investment management. Not on a hunch, or on what pays a broker the highest commission. This in essence […]
Read moreIt is widely agreed upon that most of us don’t do our own plumbing, we don’t fill our own cavities, and we tend to bring our vehicles to the mechanic when they have problems. There are certain things in life where someone’s expertise is both valuable and a time saver. The same can be true […]
Read moreThere are any number of different things Small Business Owners can do to cut taxes, including… tax strategies to implement deductions to take tax credits to claim, and legal loopholes to take advantage of Deductions and Tax Credits Alone Won’t Profit You The truth is, on April 15th, it doesn’t matter how many different tax […]
Read moreThe biggest tax mistake I see Realtors make over the years is that they choose the wrong business entity. Most agents and brokers start as sole proprietors; it’s probably the way you started. Most of all small business owners do. In fact, sole proprietorship is the default legal structure for any business owner who hasn’t taken the formal step of […]
Read moreYour personal information is everywhere. It’s kept in social media accounts, online shopping accounts, financial accounts, and pretty much any other account you set up online or offline. Companies are quick to collect your information but continue to have problems securing it. Data breaches happen on an all too regular basis. So until online security reaches […]
Read moreMany of us feel an innate need to make contributions to tax advantaged retirement plans every year. When it comes to personal finance, much of what we read, hear, and see in the media centers on plowing money into your 401k every single year, no matter what. In general it’s great advice. Save early and […]
Read moreWhat gets measured, gets managed! The idea is simple – when you pay attention to something and actively track it, you’re more likely to improve it. The concept applies to many areas beyond business, including personal finance. Successfully managing your finances is about setting goals, then taking necessary steps over time to reach those goals. […]
Read moreWhen you read the word entrepreneurship, I’m guessing you have a few predisposed thoughts that enter your brain. It’s probably some kind of picture, idea, or very possibly a stereotype of what you think entrepreneurship is all about. For most people this image probably has something to do with a new idea, passion, long hours, […]
Read moreShore Financial Planning is a fee-only financial advisor based in Monmouth Beach, New Jersey. As a fee-only/commission-free/flat-fee financial planner, I do not sell products or collect commissions. I am a fiduciary financial planner that specializes in tax-focused planning as a CERTIFIED PUBLIC ACCOUNTANT (CPA), and CERTIFIED FINANCIAL PLANNER™ CFP® professional. I serve clients in New Jersey and remotely throughout the U.S.A.