Preparing for the future is as much about identifying market trends and understanding your customer base as it is about knowing where you’ve been. Healthy growth requires experience and a fundamental understanding of the nuances of your business. It’s your baby, after all, and is a reflection of your drive, passion and planning. You hope […]
Read moreFind Out If Your Current Financial Pro Has YOUR BEST INTEREST! The benefits of working with a fiduciary advisor are easy to see. These advisors are legally obligated to put their clients’ financial interests above their own, and they have to disclose how they’re compensated and avoid potential conflicts of interest that could affect the […]
Read more“If I could get you into this car for just $400 a month, would you buy today?” ← The cheesy used car sales guy. (Of course, you don’t know that he’s got incentives, back-end payments, and financing charges hidden in that price, or that the car he’s trying to sell you has a salvage title.) […]
Read moreWhat parents need to know to save on sending their child to college PROBLEM: Families often overpay for college, take on too much debt, and hurt their savings and retirement plans because they tumbled unprepared into the late-stage college funding pressure cooker. SOLUTION: Develop your College Funding Strategy now!
Read moreWhen you buy life insurance, there are essentially two types: term and permanent. Term life insurance is very simple. You pay a (typically) small premium for financial protection that lasts a specific amount of time, typically 10-30 years. It is pure insurance. The only potential benefit is the payout upon death. And in my opinion, […]
Read moreAs the year starts, this is the time where you focusing on what should be done for the next 12 months and how these steps align with the financial planning process and goals. As you know, a new year comes this expectation that we have ‘resolutions’. This means in our quest to start anew, we […]
Read moreIf you’re in the market for a financial advisor, you might come across people with titles as confusing as “certified retirement plan consultant”,“chartered college planning specialist” or “retirement management analyst.” After all, financial advisors depend on convincing clients of their reputation. As a result, there are over 50 different job titles to describe people who […]
Read moreYou’ve got an unconscious program running in the deepest recesses of your brain that’s telling you what to think, feel, and do with money. Very few people control it or know how to harness it to achieve their goals. (In a moment, I’ll tell you how you can.) People think financial advice is all about […]
Read moreThe more you know about how advisors get paid—and how that can affect their advice—the better. How does your financial advisor get paid? The answer may have a direct impact on your portfolio’s performance over time. The type of compensation your advisor receives can affect the advice they give and the products that they recommend. […]
Read moreAs a fee-only financial advisor, I am a firm believer in the fiduciary standard. It’s something that is tighten woven into my fiber and is a cornerstone of my fee-only financial planning practice. It’s the only way I will practice financial planning. I suppose some of you may not be aware of the fiduciary standard […]
Read moreShore Financial Planning is a fee-only financial advisor based in Monmouth Beach, New Jersey. As a fee-only/commission-free/flat-fee financial planner, I do not sell products or collect commissions. I am a fiduciary financial planner that specializes in tax-focused planning as a CERTIFIED PUBLIC ACCOUNTANT (CPA), and CERTIFIED FINANCIAL PLANNER™ CFP® professional. I serve clients in New Jersey and remotely throughout the U.S.A.